Pay your bill. Manage your account. Apply in minutes.

Financing Made Simple

At Martin Furniture & Mattress, we believe your dream home shouldn’t have to wait. That’s why we offer flexible financing solutions through the Synchrony HOME™ Credit Card, designed to make furniture, mattress, and home accessory purchases more manageable. Whether you're investing in a single piece or furnishing your entire home, our financing options help you buy what you need now and pay over time, with benefits that reward your everyday purchases.

Financing
A perfect fit for your every day life

Synchrony Credit Card

 Synchrony is one of the nation’s premier consumer financial services companies, offering trusted and secure financing solutions for major purchases. With the Synchrony HOME™ Credit Card, you’ll enjoy convenient account management, promotional financing options, and added benefits like 2% cash back on everyday purchases under $299 and no annual fee, all designed to help you shop smart and stress-free.

Benefits of the Synchrony HOME Credit Card

6 Months Promotional Financing

On purchases of $299 or more

2% Cash Back

As a statement credit on purchases under $299

12–60 Month Financing

Extended promotional financing for qualifying purchases

No Annual Fee + Free FICO® Score

Plus, easy credit limit management

Financing FAQs

What is the Martin Furniture & Mattress Synchrony HOME Credit Card?

Martin Furniture & Mattress offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME credit card is accepted, including Martin Furniture & Mattress locations.*

Where do I check the status of my account?

To check the status of your Martin Furniture & Mattress Synchrony HOME Credit Card account, click on the Manage My Account link above/below to go to the Synchrony Bank website. After logging into your account, you will be able to:

  • Make a payment

  • View your balance

  • Update your account information

  • Schedule up to your next 12 payments

How do I apply for a Martin Furniture & Mattress Synchrony HOME Credit Card?

You can apply for a Martin Furniture & Mattress Synchrony HOME Credit Card by applying online or at any of our participating retailer locations. Click here to find your nearest participating store location.

  • Make a payment

  • View your balance

  • Update your account information

  • Schedule up to your next 12 payments

How can I make a payment on my Martin Furniture & Mattress Synchrony HOME Credit Card?

There are three convenient ways to pay your bill.

Pay Online: Click here to manage your account and make payments online.

 

Pay by Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 during the hours listed below to make a payment by phone.

 

Monday – Sunday 7:30 am to 12:00 midnight EST

 

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.

Synchrony Bank
P.O. Box 960061

1 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

2 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

3 For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

4 FICO® Scores are available by accessing the online account servicing site at mysynchrony.com. Scores are available online only to primary cardmembers with an open account. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries

5 You may be required to provide your annual net income if we do not have your recent information on file